It’s no secret that the days of houses selling like Beanie Babies are over. After real estate appreciated at jaw-dropping rates during the first half of the decade, home prices and sales tallies have dropped precipitously in recent months–tilting market dynamics to favor buyers over sellers. That doesn’t mean your house won’t sell, just that […]
Archive for June 28th, 2008
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Welcome to Home Mortgage Loans Today. This blog was created to offer expert advice from a licensed mortgage broker regarding securing a mortgage,
refinancing a mortgage and optimizing your credit score. This site is not designed to lead our readers into particular lenders or credit
specialists. We're providing this information in a DIY (Do it Yourself) format to educate the general public of their rights regarding the
various laws, agencies and general consumer privileges under the Fair Credit Reporting Act (FCRA), a federal law (15 U.S.C. ? 1681) that
regulates the collection, dissemination, and use of consumer credit information. Along with the Fair Debt Collection Practices Act (FDCPA),
which forms the basis of consumer credit rights in the United States.
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